Topic

blue
By: blue
Posts: 149
Joined: 17/08/09

WOW!!! INSURANCE!!!

Posted: Jul 30 2010 Views: 154
Content is edited

Hi all,

 

i love my car and love driving it every second. i live in a relitively quiet end of reading. life is good and the paint glistens after a good wash and wax!!! (wish i could do that, really do miss the waxing!!)

 

I had my renewal quote 4 months ago and was shocked at what direct line quoted me.

was £442 fully comp

renewal was £664 ??? needless to say i finished my policy.

i sort of understand the jump in price after the winter of mad snow and so many accidents.

as i've had the old girl off the road for repairs and fettling i thought i'd get another quote to see what was happening with the market.

I have to say i'm glad i was already sitting down as the prices i've got back are nothing less than **** (word i cant say)

 

the cheepest so far was £718 fully comp from a company i've never heard of on the go compare website.

direct line want to now charge me £874.65... WOW!!! thats nearly double what i paid last year!!!

 

seems to be a bit excessive as im 29 and only drive a car with 130 bhp when it was new!

looks like the cheap sports car is a thing of the past people!

 

blue

Replies

  1. /My-Page/?userId=12434

    RE: WOW!!! INSURANCE!!!

    Hi there.

    I guess your age is against you a bit.  I find one of the few advantages of growing older is that your car insurance rates go down.  My previous sports car was a 321 BHP sports car group 20 and the insurance was still lower than those you have been quoted.  Have you tried a company called 'Britt'?  I have found them very competetive.  The other thing you coudl try is calling some of the classic car insurance copany's in the classic car mags.

    Good luck with it.


    2007 MX-5 Z Sport   Smile

    One of 400 produced for UK market:  2.0 litre/'Radiant Ebony'/BBS Alloys/stone leather/short driver (me!)
    Posted: Jul 30 2010 By: Barry Z Sport   Posts: 55
  2. /My-Page/?userId=7600

    RE: WOW!!! INSURANCE!!!

    Focus ST 225BHP. Group 17.

    Mx5 Group 27.

    Thus sayeth Adrian Flux, and many others.

    Posted: Jul 30 2010 By:   Posts: 900
  3. /My-Page/?userId=12319

    RE: WOW!!! INSURANCE!!!

    30/07/2010 09:21:14, said:
    "

    Focus ST 225BHP. Group 17.

    Mx5 Group 27.

    Thus sayeth Adrian Flux, and many others.

    "

    You're inadvertantly comparing two different kinds of insurance groups. There's the 1-20 group, and a new 1-50 group. The newer 1-50 is EU-wide iirc.

    For insurance, it's always best to use price comparison sites like moneysupermarket, comparethemarket, gocompare. Use multiple comparison sites, some give you better quotes than others, even with the same insurance companies. They're all set up to get the cheapest quotes, so depending on circumstances they can sometimes get a cheaper quote than usual.

    Posted: Jul 30 2010 By: Boogle   Posts: 17
  4. /My-Page/?userId=12434

    RE: WOW!!! INSURANCE!!!

    30/07/2010 09:21:14, said:
    "

    Focus ST 225BHP. Group 17.

    Mx5 Group 27.

    Thus sayeth Adrian Flux, and many others.

    "

     I know there are different insurance categories in use, I am more familiar with the 0-20 version which my current insurance company (Britt) seem to use.  They classed my previous BMW Z3M Coupe as a group 20 and my current MX-5 as a group 14.  It's all very confusing!!  Undecided


    2007 MX-5 Z Sport   Car

    One of 400 produced for UK market:  2.0 litre/'Radiant Ebony'/BBS Alloys/stone leather/short driver .....(that's me!)
    Posted: Jul 30 2010 By: Barry Z Sport   Posts: 55
  5. /My-Page/?userId=10779

    RE: WOW!!! INSURANCE!!!

    Are we assuming that in the past year you've had no accidents/claims?

    To have doubled does indeed seem a bit much. The best quote I had was from Adrian Flux, have you tried them? 

     


    Mk 2 twilight blue and beautiful
    Posted: Jul 30 2010 By: Loppy   Posts: 622
  6. /My-Page/?userId=10351

    RE: WOW!!! INSURANCE!!!

    I've just renewed (10 years no claims, no points)- got a quote from Adrian Flux for fully comp...... over £1000!!!!!! Eventually got insured with Aviva for £450.

    Posted: Jul 30 2010 By: ian1485   Posts: 15
  7. /My-Page/?userId=7915

    WOW!!! INSURANCE!!!

    30/07/2010 12:45:10, blue eunos roadster said:
    "

    Hi all,

     

    i love my car and love driving it every second. i live in a relitively quiet end of reading. life is good and the paint glistens after a good wash and wax!!! (wish i could do that, really do miss the waxing!!)

     

    I had my renewal quote 4 months ago and was shocked at what direct line quoted me.

    was £442 fully comp

    renewal was £664 ??? needless to say i finished my policy.

    i sort of understand the jump in price after the winter of mad snow and so many accidents.

    as i've had the old girl off the road for repairs and fettling i thought i'd get another quote to see what was happening with the market.

    I have to say i'm glad i was already sitting down as the prices i've got back are nothing less than **** (word i cant say)

     

    the cheepest so far was £718 fully comp from a company i've never heard of on the go compare website.

    direct line want to now charge me £874.65... WOW!!! thats nearly double what i paid last year!!!

     

    seems to be a bit excessive as im 29 and only drive a car with 130 bhp when it was new!

    looks like the cheap sports car is a thing of the past people!

     

    blue

    "

    Insurance, yeah the world of making up figures. At age 29 I really don't see age now being a factor, assuming you have had long term driving experience i.e you didn't just pass your test last year.

    As a benchmark, my 23 year old daughter passed her test in Dec 2009 and is paying under £1k on a 57 plate Fiesta 1.25. OK completely different car but what on earth is going on when a 23 year old with no driving experience can be insured, Fully Comp BTW, and a 29yr old with we are assuming many years insurance is paying nigh on the same for lets be honest a lovely sports car but not exacly a ball of fire and not exactly new.

    Gotta say Blue, get down to some serious searching, £718 & £874 is taking the, (and I can say this word), piss.

    Dreadful

    Steve.

    P.S. Just had a play on Direct Line to see if there has been something that has caused premiums to shoot through the roof, it appears not, I can insure my 57 plate MK3 2.0 Sport for under £200 fully comp. Granted I am now 50 but seriously at age 29, your age should not be causing crippling premiums as you have been quoted.


    Copper red Sport. Eibachs, Geo set by Pro Grip of Bonnybridge. ILM back box.

    And a very happy bunny I am.Cool

    In ardua nitor.



    Content is edited
    Posted: Jul 30 2010 By: steveti   Posts: 1392
  8. /My-Page/?userId=4074

    RE: WOW!!! INSURANCE!!!

    OUCH indeed but looks like you got a deal in the end. I too found Direct Line not just expensive but absolutely silly on renewal for SDP only and restricted to 5000miles - it worked out at more per mile than the fuel !.  Fortunately there are some good deals out there and as you get older insurance gets cheaper.

    I am of more mature years, full NCB, with no accidents or convictions (ever). Their reply to my complaint suggested I was an significantly increased risk due to the word 'Sport' yet my oil burner estate does many more miles, is signicantly quicker, and is used in all weather and traffic  conditions.  The price for the workhorse was realistic but they lost all my business.

    What they also don't tell customers about on their 'We don't subscribe to price comparison sites to save customers money' is the very high admin fees and that THEY CHARGE FOR WINDSCREEN CHIP REPAIRS. Would never ever touch them again ever.

    Content is edited
    Posted: Jul 31 2010 By: Jules2477   Posts: 691
  9. /My-Page/?userId=6487

    RE: WOW!!! INSURANCE!!!

    try footman james

    Posted: Aug 01 2010 By: piptheman   Posts: 86
  10. /My-Page/?userId=932

    RE: WOW!!! INSURANCE!!!

    Hi all,

     

    Thanx ppl for all your input in this grave matter, i have to say that even my partner is feeling the pinch.

    she drives a standard pug 306 1.6L 90hp car and her renewal quote was over the £600 mark!!!

    she is 24 but has more no claims than me. she is still realing from the figure.

     

    in comparison my quote would be said as a reasonable deal.

    but after heart breaking considiration it looks like i will have to sell my baby as i can not longer afford to keep such a lovely car!

    i never thought i would be priced out of owning a car through just insurance alone!!!

    the decition is not final and i will try every avenue everyone have suggested to keep my baby.

    if i do HAVE to sell her i will no doubt be buying another again as i love this car!

    i have never driven such a precition machine with everything a driver could want... although a little extra power wouldnt go ammiss, but that would impact the idea of a fun cheep sporty car!!!!

     

    blue

    Posted: Aug 02 2010 By: blue   Posts: 149